Did you know that the "latte factor"—the concept of small, habitual expenses adding up over time—can greatly impact your long-term wealth? If you save the $5 spent daily on coffee by investing it with an average 7% return, in 30 years, you could amass over $50,000! This exemplifies how minor spending habits can shape our financial future. It's not just about the coffee, but the power of compound interest and mindful spending. What's your "latte"? Share how small changes have made a big difference in your finances!